Classic Car Insurance Wilmington NC

AAC Insurance group believes in keeping traditions alive. Classic Cars take us back to a time of simplicity.  Cruising the boardwalk with the top down with your best pals. Classic car enthusiasts care about their cars. And so do we.  We put time and effort in to finding you the coverage that protects your investment.

Coverages

Take your pick between two separate types of auto insurance. Purchase Liability Insurance and you will cover the other drivers vehicle if there is an accident.  You can also purchase Full Coverage Insurance .   Comprehensive and Collision options are included.  This option protects your car if and accident happens.

Liability Insurance

Bodily Injury – This determines how much your insurance company pays in medical expenses for the “not at fault” party.  The state minimum is 30/60.  That means it will pay out $30,000 per person and up to $60,000 per accident.  This is not alot if you are involved in a multi car collision.  Consider your options when choosing your minimums on your policy   For more information check out the Consumer Guide to Auto Insurance.

Physical Damage – This determines how much your insurance company will pay for damages to the other persons property.  The state minimum is $25,000. Select limits that will protect you if you are in a costly accident.  For a few more bucks a month you can make sure you aren’t left with a hefty bill.   For more information check out the Consumer Guide to Auto Insurance.

Full Coverage Insurance

Comprehensive – This covers your car in the event of anything besides a collision.  It can include theft, vandalism, natural disasters, falling objects, fire, hail, flood, animal damage.  You can decide on various deductibles for this type of coverage.

Collision –  This covers your car if you collide with another vehicle or object.  You can decide on various deductibles for this coverage.

Special Considerations for Classic Cars

Classic cars can often be valued higher based on customizations.  There are other considerations as well.  Like how much you drive the auto.  We have alot of experience here and can help you find any additional coverage you may need on your little piece of history.

Give us a call for a quote.